Umbrella Reform Risk Review

Let Grassroots take away the risk and ensure your contractor workforce remains fully compliant.

At GR, we understand the impact that the upcoming Umbrella Reform changes will have on employers. New legislation due in April 2026 will shift responsibility for PAYE and NIC compliance away from umbrella companies – placing the legal and financial burden firmly on agencies and end clients.

With over 20 years’ experience managing complex contractor bases across the IT, Defence, Scientific and Engineering sectors, we’re trusted experts in compliance. Our proactive approach means we can remove the hassle and risk for you, ensuring your contractors are engaged safely, legally, and with minimal disruption to your business.

What it means for employers

From April 2026, the government will make agencies (and in some cases employers) legally responsible for ensuring PAYE and NIC obligations are met for contractors engaged via umbrella companies. The risks to your business include:

• Liability for unpaid PAYE and NIC if umbrellas fail to remit correctly
• Potential HMRC penalties, fines, and interest charges
• Contractual exposure if umbrella providers default or collapse
• Reputational damage from compliance failures or contractor disputes
• Operational disruption and additional compliance overheads
• Risks to contractor morale and retention if workers face unexpected tax bills

GR Umbrella Reform Risk Review

Our tailored Umbrella Reform Risk Review gives you clarity, assurance, and an actionable plan ahead of April 2026.

What’s included:

• A full audit of your current contractor and umbrella workforce
• Vetting of umbrella providers with financial and compliance checks
• Review of existing contracts and liability frameworks
• Transparent reporting and compliance monitoring
• Migration support to transition contractors into a safe agency model
• Scenario modelling to quantify potential risks and exposures
• Ongoing updates on HMRC legislation and guidance
• A clear, step-by-step roadmap to protect your organisation

Book Your Free Umbrella Reform Risk Review

With Grassroots, you don’t just avoid compliance pitfalls — you gain a trusted partner to manage the complexity for you.

Don’t wait until the deadline is looming. Book your Umbrella Reform Risk Review now and ensure your organisation is prepared. We’ll map your contractor base, highlight compliance risks, and design a tailored plan to safeguard your workforce before the changes come into effect.

Simply fill in the form below and one of our consultants will be in touch to arrange next steps.